First blog post- and hopefully not the last

I'll be honest right out of the gate: I could be a bit over my skis here. On paper a hip mortgage blog sounds real good. A chance to be creative and share some mortgage wisdom for the audience that is equal parts bored on their phone no longer satisfied by endless scrolling and also hungry for practical mortgage morsels. Consistently following through is the key part. In a weird way this feels like a New Year's Resolution in December. I am ok with that.

Per Google, any blog worth its salt requires 3 things: 

1. Find a niche
2. Offer value
3. Encourage interaction

Because I am neither a blogger nor being graded by a teacher there is a very real chance I will not adhere to any of those rules as we go on this journey together. Two things I can promise are 1.) you won't be worse off after reading and 2.) you shouldn't get a virus on your phone or laptop.

Before I let you go I will leave you with one relevant yet simple mortgage thought (drumroll please).

Buy a home when you can. 

Some of you may have heard me say "buy now". 

No. 

Buy a home when you can. 

Look, I get it. The cost of waiting is real. If you don't believe me check out this article from earlier this year in Keeping Current Matters that explains it much better than I can. The fact of the matter is, for any amount of reasons not everyone is able to buy a home now. And that is ok. You are relieved of that pressure. Buying the right house at the wrong time is not the right house. It will be ok. 

My advice is to let it come to you and in the meantime reach out to get a real game plan together. Not just general estimates. Actually apply, check the credit, ask the questions. Sure, you might get some bad news. But who knows, you may be ready sooner than you think. 

-Abe